Long-Haul Trucking Insurance For all of Alabama & Mississippi


Long-Haul Trucking Insurance For all of Alabama & Mississippi

Running a trucking company is a challenging endeavor. With rising costs and increasing government regulations, the last thing you want to worry about is your trucking insurance coverage. You need a partner who can help you determine which insurance alternatives best fit your needs, budget and risk appetite, as well as give you the dedicated service you need to make your business run smoothly. If you operate in Alabama or Mississippi, Insurance Express, LCC. is the premier insurance agency for all your trucking needs. 

What does Long-haul Trucking Insurance Cover?

long trucking insurance express

There are many different kinds of truck-driving jobs, just like there are many different kinds of semi-truck insurance coverage types. No matter what kind of cargo you transport, where your trips take you, or whether you work for yourself or a large company, we can help you get the coverage you need. 

Insurance Express Trucking Coverage Options Include:  

Long-Haul Trucking Liability Coverage

This coverage pays for other party bodily injury and property damage when you are at fault in an accident. 

Physical Damage Coverage

This coverage pays for your tractor and trailer in case they get stolen or damaged.  

Motor Truck Cargo Coverage

This coverage covers the property being transported by you. Specific types of cargo must be disclosed to get the best coverage for your needs. The term “General Freights” is insufficient and misleading. Coverage for targeted commodities such as electronics, garments, liquors, etc. is optional and requires an additional premium. 

Non-Owned & Hired Long-Haul Trucking Coverage 

This coverage pays for other party bodily injury and property damage caused by a vehicle you hire which is not scheduled on your policy. 

Non-Owned Trailer Coverage

This coverage covers the physical damage of trailer which you do not own but rent or lease instead. 

Long-Haul Trucking Interchange Coverage

This coverage is required if a written Interchange Agreement exists between you and the shipper.  

General Liability Coverage 

This coverage protects you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your long-haul trucking business operations. 

Workers Compensation

This coverage is required by Law as it provides compensation for your employees if they are injured at work. 

Occupational Accident Coverage

This is a policy that is designed to offer benefits to independent Owner Operators and employees who are not covered under a workers comp policy. 

Bobtail Insurance Coverage 

Bobtail insurance covers you and your semi-truck when you're not hauling a trailer or other load. 

Non-Trucking Liability Coverage

Non-trucking liability insurance protects you from liability in accidents that occur when you're using your semi-truck for personal use. 

If you need just one of these coverage options or a combination of policies, Insurance Express will work with you to find a long-haul trucking policy that works. 

For a Free Quote on Long-Haul Trucking Insurance, Contact Insurance Express, LCC. 

As an independent Alabama insurance agency, we can work with a wide variety of insurance carriers to find the long-haul trucking policy that fits your unique circumstances. In addition, we combine years of experience with cutting-edge products to provide exceptional service to all of our policyholders. We value the opportunity to discuss all of your insurance needs with you.

We proudly serve all of Alabama & Mississippi, with a primary focus on Choctaw, Washington, Marengo, Sumter and Clarke counties, including the cities of Gilbertown, Butler, Silas, Millry, Chatom. Call us today and allow us to demonstrate our dedication to prompt, friendly service and superior customer care.

We can discuss your policies with you over the phone, or you’re always welcome to come by our Gilbertown, Alabama office for a face-to-face chat. Are you ready to get started? Contact Insurance Express, LCC. today at (251) 843-2299 to get a free quote on long-haul trucking insurance. For a free online long-haul trucking insurance quote, fill out the "Request a Quote" form on our Contact Page. We look forward to serving you!

Insurance Express: Insuring your business with a passion.

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