Commercial Property Insurance Covers Your Business Assets
Commercial property insurance covers your Alabama business property and equipment in case of damage or destruction. Specifics of what's covered for which particular perils vary across individual policies and individual insurers. Whether you own a freestanding commercial building, lease an office or even work from home, business property insurance is important in protecting your building and your business' physical assets.
How Much Does AL & MS Commercial Property Insurance Cost?
Like any other insurance policy, premiums for a commercial property insurance policy will be determined by the coverages you choose, the dollar amounts you select to cover those assets and the deductible (out-of-pocket) amounts you choose. Insurance Express will help you find the right plan for your specific needs and budget.
What Does Commercial Property Insurance Cover?
Commercial property insurance covers your building and all the property within that you use in running your business. Small business property insurance is one of the most important investments ensuring the future of your Alabama business. Some of the features your business commercial property insurance can help protect are:
• Your building
• Your outdoor sign
• Your furniture and equipment
• Your landscaping and fence
• Your inventory
Commercial property coverage protects these assets against these specific perils:
• Accident (such as a busted pipe)
What Isn’t Covered by Commercial Property Insurance?
Commercial property insurance won't cover accidents that occur on your property to workers or customers. The general liability portion of your policy covers those events. And unfortunately, there are many other ways for a business to be harmed and require insurance coverage beyond damage from those named above.
Not to worry. While your Alabama business faces many other potential perils, at Insurance Express, we offer a complete line of other businesses coverages to protect you from a whole host of contingencies. From insuring your signage to protecting your inventory, we write policies that protect against almost any eventuality.
What Are Your Business’s Coverage Needs?
Do you know what types of coverages you need for your small business and in what amounts? If not, or if you've got only a rough idea, don't worry. At Insurance Express, we work with numerous small businesses in Alabama. We’re experts in helping you assess your coverage needs and in obtaining the right coverages in the right amounts to protect your business assets.
For A Free Commercial Property Insurance Quote, Contact Insurance Express, LLC.
We’re dedicated to helping all our clients make informed decisions about insurance coverage. Do you have any questions about business/commercial property insurance or about some other kind of business insurance coverage? At Insurance Express, we’ve got answers you need! We proudly serve all of Alabama & Mississippi, with a primary focus on Choctaw, Washington, Marengo, Sumter and Clarke counties, including the cities of Gilbertown, Butler, Silas, Millry, Chatom.
If you’re ready to see how much you could save on commercial property insurance, call Insurance Express for a free quote at (251) 843-2299! For a free online commercial property insurance quote, fill out the "Quote Form" on our Contact Page.